Let us help. We'd love to hear from you
Please complete the form below and our agents will get right back to you.
Mortgage
A mortgage is a financial arrangement in which a borrower obtains a loan from a lender, typically a bank or a mortgage company, to purchase real estate, such as a home or a property.
Fixed Rate Mortgage
Not all mortgages are created equal. For example, while some borrowers choose adjustable-rate mortgages (ARMs), the most frequent loan type is the fixed-rate mortgage.
Specialized Mortgage
Specialized mortgages can be a great option for customers who want to get a mortgage that is tailored specifically to their needs.
Loan Refinancing
While it’s not a great time to refinance due to rising interest rates, you could still consider refinancing if you want to tap your home’s equity.
Arm Conversion
Refinancing can be done for many reasons, but switching from an adjustable-rate mortgage (or ARM) to a fixed-rate mortgage is one of the most common.
Manual Underwriting
Through a procedure called underwriting, the lender reviews factors such as your income and credit score to decide if you qualify for a loan.
Conventional Mortgage
“Conventional mortgage” or “conventional loan” is a term you’ll always encounter when shopping for a mortgage. After all, this common mortgage type is provided by most lenders.
Condo Mortgage
A condominium, or condo, is one of the most prevalent forms of residence among working professionals in urban areas and young couples embracing the joy of first-time homeownership.
USDA Home Loan
A USDA home loan is a zero-down payment mortgage for qualifying rural homebuyers issued through the USDA loan program.
VA Loan
A VA loan is a mortgage provided through a U.S. Department of Veterans Affairs program available to active and veteran service personnel and their surviving spouses.
Jumbo Loan
You may need a mortgage to finance the purchase when you buy a new property. A jumbo mortgage can provide you the larger funds traditional loans do not cover.
FHA Loan
An FHA loan is a government-backed mortgage loan that allows you to buy a home with looser financial requirements. You may qualify for an FHA loan if you have debt or a lower credit score.
Land Loan
If you’re eyeing a piece of land rather than an existing house because you want to build from scratch, you probably won’t be able to get a regular mortgage to finance the purchase.
Same-Day Funds
“Same-day funds” is a term that refers to money that can be transferred or withdrawn the same day it is deposited into the recipient’s bank account.
DSCR Loan
As a real estate investor, you can dodge high rates and high points of private loans, lengthy approval processes, and stringent lending criteria with a debt service coverage ratio loan.
Non-Qualified Mortgage
If your income or credit history falls outside the strict guidelines set by traditional mortgage loan programs, a non-QM loan may be worth considering.
Reversed Mortgage
A reverse mortgage is a loan a homeowner aged 62+ with home equity can borrow against the home’s value and receive funds for daily expenses.
1099 Mortgage
1099 Mortgage loans allow you to ensure a mortgage without the documentation you usually use to verify your income, such as W-2s and tax returns. Instead, workers qualify based upon the the 1-2 years of 1099’s.
Asset-Based Mortgage
An asset-based mortgage produces an ‘income stream’ from your assets by depleting them over the mortgage term. It’s how you qualify despite not having a traditional income.
ESCROW Holdback
An escrow holdback is an act of collecting additional funds at closing that will be refunded after required repairs have been made to the purchased property.
ITIN Mortgage
Individual Tax Identification Number (ITIN) loans are for borrowers who do not have Social Security numbers. Borrowers with ITIN cards can qualify for a mortgage if they meet the eligibility requirements.
Bank Statement Loans
A bank statement loan is often an excellent option for qualified self-employed borrowers. However, self-employed borrowers must choose the best loan product to help fulfill their mortgage needs.
